Welcome
Helping you buy, refinance, and build wealth through real estate
Get the guidance you need!
Get the guidance you need!
With over 20 years of experience in the Los Angeles real estate market, I bring deep industry knowledge and a strategic approach to home financing. I began my career as a loan processor, later earned my real estate license, and now serve as a loan officer with Equity Smart Home Loans in South Pasadena.
Licensed throughout California, I help buyers and investors secure financing for both residential and investment properties. I work with a wide range of loan programs, including conventional, jumbo, FHA, VA, construction, and second loans, as well as non-QM financing options for clients with non-traditional income, such as bank statements or 1099s.
I provide tailored solutions for first-time homebuyers, investors, as well as homeowners looking to leverage their equity for home improvements, additions, or ADUs to increase property value and generate additional income. My goal is to structure financing that aligns with each client’s financial goals while delivering a high level of personalized service.
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Financing for primary residences and investment properties.

Access equity through second loans to fund renovations, additions, or ADUs and increase your property's value.

Consolidate high-interest debts into one payment through refinancing or second loan options.

Explore refinancing options to lower your rate, reduce your payment, and eliminate mortgage insurance when you have sufficient equity.
NMLS# 1394050 P 818.231.2075 Email: info@francisloans.com FrancisLoans.com
Mon | 09:00 am – 07:00 pm | |
Tue | 09:00 am – 07:00 pm | |
Wed | 09:00 am – 07:00 pm | |
Thu | 09:00 am – 07:00 pm | |
Fri | 09:00 am – 02:00 pm | |
Sat | Closed | |
Sun | 10:00 am – 02:00 pm |
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